Business Banking

Checking. Savings. Loans. Credit Cards & More.

BUSINESS ACCOUNTS (Checking, Savings, Etc.)

*click on the + sign to find out more about each account type

BUSINESS CHECKING

Minimum Balance: None

  • $7.50 monthly maintenance fee
  • Can be free of activity charges when the earnings credit is sufficient to cover the cost of all activity charges. An earnings credit is calculated on the average collected monthly balance. The earnings credit rate is subject to periodic changes. Monthly activity charges are applied as follows:
  • Checks paid……………………..$.12 each
  • Deposits made………………….$.20 each
  • Checks deposited……………..$.10 each
  • Free Online Banking
  • Online Bill Pay free for 30-day trial, then $2.95 per month for 10 bill payments, additional payments $.55 each
ECONOMY BUSINESS CHECKING

Minimum Balance: $400 & Above
($399.99 and below – $5.00/monthly charge)

  • For businesses with a minimal number of items processed each month & a low demand for currency & coin services.
  • No monthly service charge
  • 100 items processed with no charge, then $.25 per item in excess of 100 items per statement cycle.  Items include checks written, checks deposited, deposits, fund transfers, check card transactions, ACH transactions, electronic transactions.
  • Free Online Banking
  • Online Bill Pay free for 30-day trial, then $2.95 per month for 10 bill payments, additional payments $.55 each

BUSINESS CREDIT CARDS (Cash Back, Rewards, Travel)

*click on the + sign to find out more about each account type

BUSINESS CREDIT CARD

Washington State Bank | Mastercard®
WSB Business MasterCard Application

  • Improve Cash Flow
  • Increased Buying Power
  • Track Business Spending
  • Manage Employee Expenses

You Mean Business; So Should Your Card
Design yours for the way you do business.

  • A card for each employee and you control the limits.
  • Choose how you want to pay with individual or summary billing options – and you determine the best time of the month.
  • Easy-to-use online access and reporting give you more controls.

Mastercard® Means Business
With Mastercard® Business Card, take advantage of these exceptional benefits and so much more. 

  • $100,000 Travel Accident Insurance and Baggage Delay Benefit
  • Car Rental Collision Damage Waiver
  • Extended Warranty
  • Purchase Assurance
  • Travel & Emergency Services
  • Master Legal Referral
  • MasterCard® Easy Savings

Earn Rewards

With Preferred Points Rewards earn one point for every dollar spent, up to 10,000 per month.  Redeem points anytime for a multitude of options

Cash Back

Shopping, dinner or have a night on the town.

Travel

Treat yourself to a vacation.  Free round trips, discounted airfare, hotel stays, and cruises.

Gift Cards, Merchandise, and More

Gift cards from your favorite retailer, brand name merchandise or electronics – you choose.

Free Bonus Points

Earn up to 3,000 free bonus points during the first three months.  Just use your card each month!

WSB Business MasterCard Application

BUSINESS MERCHANT SERVICES (Accept Credit Cards, Debit Cards, Etc.)

*click on the + sign to find out more about each account type

Merchant Services (Clover)

Clover | Cutting-Edge Payment Technologies with Exceptional Customer Service

  • Accept multiple forms of payments including credit cards, debit cards, gift cards, and checks
  • Customizable point of sale devices
  • In-store, mobile, and online payment acceptance methods
  • Gift, loyalty, and business analytic solutions
  • EMV enabled processing equipment
  • Competitive rates
  • Simplified billing statements and reporting
  • U.S. based technical support that is available 24 hours a day, 7 days a week.

*Please note that Clover, TIB Merchant Services, is a Third Party Provider that Works with Washington State Bank.